For many couples, financial conversations can be one of the most challenging discussions to navigate. If you’re passionate about building wealth and achieving financial freedom, but your spouse isn’t quite on the same page, you’re not alone. Over the past two decades, I’ve worked with thousands of couples, and one of the most common concerns I hear is, “How do I get my spouse to understand and support our financial goals?”
This is an important question because true financial success isn’t just about making the right moves with money—it’s about making those moves together. Here are three key strategies to get your spouse on board with financial freedom.
1. Don’t Assume You’re Right
It’s easy to believe that because you’ve done more research, listened to more podcasts, or read more books on finances, you know what’s best. But one of the biggest mistakes people make is assuming their way is the only way.
Even if you have more knowledge on financial strategies, your spouse has valuable insights too. They may bring emotional intelligence, intuition, and a different perspective that could be crucial in making wise financial decisions.
Remember, your financial journey should be a partnership. Instead of approaching your spouse with the mindset of convincing them, start with the mindset of working together to build a strong financial future.
2. Understand What They Really Want
Rather than focusing solely on explaining financial concepts, ask your spouse about their dreams and goals. What does financial freedom mean to them? What kind of life do they envision?
Often, financial disagreements stem from a disconnect between what each partner values. For example, one partner may prioritize security and stability, while the other focuses on wealth-building and investments. The key is to align your financial plans with the lifestyle both of you desire.
Questions to ask:
- If we had all the money we needed, what would we do with our time?
- What would financial security look like for you?
- What are your biggest concerns when it comes to money?
By understanding their perspective, you can tailor financial strategies that resonate with both of you.
3. Bring in a Third Voice
Sometimes, no matter how much you try, your spouse may not fully absorb what you’re saying. It’s not because they don’t trust you—it’s simply because hearing it from another source can make a huge difference.
This is why having a mentor, coach, or financial expert can be a game-changer. A neutral third party can explain financial strategies in a way that resonates differently. Many of our clients have told us that their spouse only truly understood concepts like passive income or infinite banking after hearing it from a different perspective.
A few ways to introduce your spouse to new ideas:
- Share a podcast episode that aligns with their values.
- Attend a financial workshop together.
- Have a trusted financial expert explain options in a way that feels approachable and non-intimidating.
The Power of Working Together
When couples align financially, they create a powerful synergy. It’s not about one person being in control—it’s about working as a team to create a future that excites and empowers both of you.
If you and your spouse are struggling to get on the same page, remember:
- Don’t assume you’re right—work together as a team.
- Discover what your spouse truly wants from financial freedom.
- Introduce a third voice to bridge the gap and bring clarity.
At Money Ripples, we specialize in helping couples navigate financial freedom together. If you’re ready to take the next step, visit MoneyRipples.com to explore how we can help you achieve financial independence as a team.
Make this the year you and your spouse move forward together toward a prosperous and abundant future!