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Unlock The Strategies The Wealthy Use To Turn Profit Into Passive Income

Transform Your Income Into Financial Freedom

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Financial Freedom

Unlock The Strategies The Wealthy Use To Turn Profit Into Passive Income

Transform Your Income Into Financial Freedom
Schedule A Call

Still Following the Plan That Was Never Built to Set You Free?

Most plans were built to delay freedom, not create it.

Your assets are growing, but they’re not setting you free​
You're investing but not getting closer to Work Optional
You're trusting advisors who win even when you lose
You’ve built income, but your time still isn’t your own
You’ve been taught to wait 30 years.
You're still waiting for someday to live the life you've earned
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Here’s What Happens When Your Money Works for You​

You stop relying on broken advice and start making moves that actually create freedom.

  • Build multiple streams of passive income without needing millions or full-time investing
  • Make confident investment decisions backed by real strategy, not guesswork
  • Access deals the wealthy use and advisors rarely talk about
  • Reclaim your time and design a life where work becomes a choice, not a requirement
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We Know What It’s Like to Feel Stuck, Even When You Think You’re Doing Everything Right

We’ve helped hundreds of people escape the trap of doing everything right and finally build a plan that actually creates freedom.

$300 Million in Cash Flow Increased

Clients have collectively increased cash flow dramatically over 15 years.

Featured in Top Publications

We’ve been recognized by trusted finance platforms for our insights.
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Great community of investors
Money Ripples is a great community of investors! I highly recommend working with Chris and Craig and the entire team. They take a personal interest in you and your investment goals. They are honest and sincere and they really want to help you achieve financial freedom. I have been with Money Ripples for 1.5 years and it has been the best financial decision that I have made!
Rich Basset
Answered all my questions
Very helpful. Took the time to explain policy no matter how many questions I asked always remained patient and helpful.
Riley Skinner
Great customer service
MONEY RIPPLES HAS GREAT CUSTOMER SERVICE AND TREATED US LIKE THEY WANTED US TO WIN
Jonathan Bateman
Great Education
Chris and Craig provide great education for you to make informed decisions on your passive income journey!
Joan Moore
Ultimate anti-financial advisor
Chris is the ultimate anti financial advisor. His concepts are ones that people should at least think about when investing their money.
R. Kenner French
Craig is an amazing mentor
Amazing experience working with Money Ripples. They work with only the best groups to invest with – tried and tested and have put me on the right track for my financial freedom. Craig has been hands down an amazing mentor and helped me tremendously getting me to my financial freedom number. I highly recommend Money Ripples.
Sue M
Coaches offer invaluable insight
We are so grateful for getting to work with Money Ripples. The coaches offer invaluable insight and suggestions and the other VIP members are great to learn from as well. Sharing our experiences, learning about vetted investment opportunities, and having guidance from those already financially free has helped us get on the path towards financial freedom!
Monique Day
Craig and Chris give personal attention
Craig and Chris are seriously THE BEST! We’ve joined other investment groups that were more than twice as much and received NO personal attention. Companies that were too big to care about the individual and actually look at our situation and give custom advice recommendation!…They are knowledgeable and sincerely want to help you create the future you are dreaming of! We are so grateful be working with them!!!
Amber Church
Whole life insurance that meets our needs
I had an amazing experience working with Parker Jardine from Money Ripples to develop a Whole Life Insurance policy that meets my family’s short and long-term goals. Parker was patient with me and walked me through several scenarios to understand insurance products I had no prior experience with before. I look forward to a long and prosperous relationship and continuing to work with the team at Money Ripples for many years to come.
James Gross
Significantly increased our monthly cash flow
Chris helped us find unique opportunities to leverage our current assets and significantly increase our monthly cash flow… replacing my income and part of my husband’s. I can’t tell you how much of a relief it was that we followed his advice, because 3 months later, I suddenly was laid off. Instead of panicking, I was able to CHOOSE what I wanted to do (if anything) and still know I could provide for my family and build our future!
Whitney E.
Builds long-lasting relationships
[Chris] is a great teacher, a great coach, operates on principles, builds long-lasting relationships and helps you build toward greater success in the future.
Leslie H
He really knows his stuff
Chris Miles and Money Ripples is an amazing program! He really knows his stuff and has made a huge difference for me and my family. I highly recommend his program!
Corey and Chris M.

The Path to Freedom Is Simpler Than You Think

You don’t need to become a full-time investor or guess your way to financial freedom. You just need a clear plan, the right deals, and someone to walk you through it.

Design Your Work Optional Plan

Uncover hidden capital, identify your freedom number, and design a personalized strategy to start building passive income now.

Invest With Confidence

Tap into vetted deals normally reserved for insiders and make your first investments backed by real strategy, not speculation.

The Wealth Wheel

Wealth isn’t built by traditional thinking. The Wealth Wheel breaks this cycle by being open to new perspectives. The first step is understanding the value of Max ROI Infinite Banking. Next comes passive income investments, creating streams of revenue that work for you. As your financial confidence grows, the wheel returns to embracing fresh ideas, keeping the momentum going. It’s a continuous journey toward true financial freedom.

Multiply and Protect

Reinvest for compounding income, protect your assets, and create a financial future where work becomes optional for life.
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This Isn’t Just About Wealth, It’s About Freedom That Lasts

You’ve earned the income.

Now it’s time to build the life that income was meant to buy.

Work Optional is a proven system designed to help high earners escape the trap of doing everything “right” and still feeling stuck. It starts with uncovering the capital you didn’t know you had and building a personalized strategy to replace your income with passive income, faster than the traditional plan ever could. You’ll get access to high-performing, vetted deals typically reserved for the ultra-wealthy, plus guidance from someone whose only agenda is your freedom, not commissions or product pitches. With legal, tax, and asset protection built in, you’ll not only grow wealth, you’ll keep it. And as your income compounds, so does your clarity, confidence, and control. Because this isn’t just about money. It’s about peace of mind. It’s about time with the people you love. And it’s about finally living the life you’ve earned without waiting 30 more years to enjoy it.

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