The Freedom Fund Powered by Max ROI Infinite Banking™ Zero Market Risk, No Penalties, Flexible Contribution Limits Protected from Lawsuits, Creditors, and Taxes 3–6%+ Tax-Free Growth (Guaranteed) Borrow Without Interrupting Growth Book A Call Years Proven 0 + Assets Protected $ 0 T+ Market Losses 0 % Your Control 0 % What banks restrict and retirement accounts delay… this delivers. Save, grow, and access your money whenever you want. Guaranteed Growth + Dividends Your money only moves in one direction - up. Earn 3–6%+ (plus potential dividends), no matter what the market does. Tax-Free Growth and Access Grows tax-free. Accessed tax-free. Passed to heirs tax-free. Think: Roth IRA on steroids without the income limits. Bulletproof Protection - Safe from lawsuits & creditors - Not tied to the stock market - Backed by centuries-old mutual insurance companies Use Money While It Grows Don’t choose between saving or spending. With this strategy, your money grows with guaranteed interest even when you borrow against it. Higher Contribution Caps No age limits. No contribution caps. No forced withdrawals. It’s your money. Use it how and when you want. Access To Cash, No Approval Needed Need funds? Borrow in 3 to 7 business days. No credit check. No denials. No red tape. Book A Call “We’re paying about $2,300 a month in interest, but earning $3,300 a month from our policies, just by leveraging Infinite Banking the right way. That $1,000-a-month spread is pure profit, and that doesn’t even count the returns on the investments we’re using the cash for.” Jay Jorgeson, Chiropractor Clinic Owner Make Every Dollar Work for You... Use it as collateral with a bank Save up for major life purchases Build for retirement Use it for your business Invest to build your passive income Multiply your impact by coordinating policies across your whole family Build Your Family Freedom Fund Now Start early. Grow together. Leave a legacy while making money now. Coordinated husband/wife/kids policiesorganize estate planning for tax free transferFund education, business ventures, and fund investmentsCreate a private family banking system Book A Call How do we stack up? See for yourself. Features Money Ripples Typical Whole Life High-Yield Savings 529(B) 401(k)/IRA Yield 3-6% APY (Tax-free) 3-6% APY (Tax-free) 4-5% APY (Taxable) Varies, (not guaranteed) Variable (Market risk) Contribution Limits Up to 25% of income Up to 25% of income None ~$18K/year Per Donor (gift tax limit) $6,500-$23,000 Fees Lowest fees possible Higher fees/lower cash value Depends Depends on investment options Yes Access to Funds Within 5 to 10 days of the loan request 2 years+ of policy funding Instant withdrawal Restricted (only for education expenses) 59½+ Use Money While Growing Borrow against value (compounds interest) Borrow against value, but slower growth Must withdraw, no growth No; funds locked for education use Must withdraw, no growth Asset Protection Protected from lawsuits and creditors Protected from lawsuits and creditors Not protected Limited Protected Tax Burden Tax-free growth & access Tax-free growth & access Interest taxed annually Tax-free Growth For Education, penalties + taxes otherwise Taxed on withdrawal Risk Zero market risk Zero market risk FDIC limits High Market Risk Complete exposure Government Control Minimal control Minimal control FDIC rules & limits Controlled rules + limits IRS rules/changes & penalties How do we stack up? See for yourself. Don't save your questions. Money is complicated enough, so we work hard to make infinite banking easier to understand. Here are answers to frequently asked questions: Is the 3 to 6 percent APY just a promotional rate? Will it change later? No. The guaranteed growth is contractually locked in for life. It is backed by the insurance company and protected by law. Many policies also pay annual dividends on top of that guaranteed rate, which can further increase your returns. But here's the key. That growth only works in your favor if the policy is structured correctly. We use our The Freedom Fund, powered by Max ROI Infinite Banking, to design your policy with the highest possible cash value and the lowest possible fees so you keep more of your money and grow it from day one. Is my money safe? Yes. Your money is held in mutual life insurance companies, which are some of the most financially stable institutions in the world. These companies are heavily regulated, hold high reserves, and do not use risky practices like fractional-reserve lending. Your cash value is contractually guaranteed and protected from market losses. When does my money start growing, and when can I use it? Your money begins growing immediately and compounds monthly. You can access it through a withdrawal or policy loan as soon as cash value is available. There are no age restrictions, no early withdrawal penalties, and no waiting until retirement. And because we structure your policy with the lowest possible fees and commissions, you will have access to more usable cash value much sooner than with traditional designs. How long does it take to access my funds? Policy loans are typically processed within seven to ten business days. There are no credit checks, no income verification, and no loan approval required. Your cash value serves as the collateral, and you stay in control. What are the fees? Are there hidden costs? This is where we are different. Most agents keep the structure of your policy behind the curtain. We show you everything. On your first call, we walk you through your full policy illustration so you can see exactly how your policy works. We build policies with the highest possible cash value and the lowest possible commissions. There are no annual account fees, no management fees, and no transaction fees. The only built-in cost is part of the premium (life insurance cost) structure, and even that is minimized through smart design. Can I take all my money out if I want to? Yes. You can surrender your policy at any time and receive the full cash surrender value. However, most clients choose to borrow against the policy instead so they can continue earning compound growth while still using the money when they need it. That is how your money works in two places at once, earning guaranteed growth while staying liquid and available. Book A Call Ready to start your own Freedom Fund? Stop making banks rich with your money. Start building guaranteed wealth that you control completely. Book A Call