Infinite Banking

Create an untouchable cushion of financial safety for your loved ones

Just imagine, wouldn’t it be nice if:

1.  You woke up and didn’t have to go to work. You achieved the “work-optional” lifestyle.
2. You had a way to exponentially grow your wealth and cash savings tax-free.
3. You had a place to protect your money from any lawsuits and potential creditors that could come your way.
4. You had a tool that let you continue to grow and compound your savings year after year while also investing with it to make monthly cash flow.
5. You had a safety net for your family.
6. You no longer have to worry about the stock market and how it is doing for your money to grow.

I’m willing to bet if you’re here, you are looking for the best place to put your money so that you can grow your wealth while having it protected.

You want access to a tool that enables you to grow your money in two places at once, without feeling helpless when the market collapses. 

Perhaps you’ve heard of using a whole life policy (also known as Infinite Banking) that actually allows you to buy income-generating assets without using all your savings! 

You don’t want to put all your cash in a savings account that pays you 0.0 nothing, year after year.

Typically our clients fall into two categories:

1. You’re someone who has a healthy savings account and wants to get that money working harder for you. You’ve worked for years to be financially stable and you deserve to make the most of your money. 
2. You are newer to your savings journey, but you are diligently building your money up month after month. You want a way to grow that cash fast so you can start using those savings to make more money. 

The biggest misconception people have about wealth building is:

1.  A huge savings or retirement account gives you a “free” life.
2.  If you don’t contribute to a 401k and always save, you’ll be stuck working your entire life (this is actually the opposite because those who follow the masses continuously lose.)
3.  All debt is bad.

You might be feeling like you’re on a constant hamster wheel. 

You go to work, you make money, and you put it into monthly bills, groceries, and (of course) your savings account. But nothing is ever enough. You look at your bank account at the month and sure, you have a good amount of savings and maybe enough to cover all your bills and have a little left over, but you’re not really making progress.

You have that retirement savings account with work but that doesn’t seem to be doing anything for you now. And every time you check it never really seems to grow.

You’ve paid off all your credit cards and make extra payments on your mortgage every month. but you’re still broke, you just have good credit and nothing to show for it. 

You imagine what it’d be like to go on a nice vacation with your family, maybe get that shiny new toy you’ve been thinking about, but it just seems unattainable. But why is it unattainable? 

Other people do it so why can’t you?

You’re always trying to find ways to make more money, you look at the new tactics and strategies out there that could grow your wealth, but you never take the plunge. It all seems too risky.

You’re afraid of failure. the things that you looked up seem too different from the norm. Testing them out would be weird, right? My friends and family aren’t doing it so why would I?

If I fail, I’ll feel even worse than I do now. At least now I’m stuck but I know what to expect. 

Stop thinking this way… IT IS TIME TO BREAK THE CYCLE!

We have been where you are before.

Heck, I have been in A much worse place- I was 1 million dollars in debt was my low point. I had to go back to basics and find cash just to pay my debts each month. It sucked, but it helped me craft the refined strategies I teach clients today. Here’s the biggest takeaway I learned.

I turned to a whole life policy only to realize that I was paying such high fees that there was no access to immediate cash when I needed it most. The worst part is, I didn’t even know how to leverage my policy, I only took it out because I was told that is what investors do.

I had bought this policy with a friend of mine before I “lost it all.” I thought he was being honest, he was my friend and I trusted him about how he crafted my policy… but when I was in that deep hole, I lost my policy. Why? Because it wasn’t created the RIGHT way. 

What was wrong with it?

1. I was paying 5 times more in fees than I had to.
2. My so-called friend didn’t tell me the honest truth about how to set up the highest returns so that in times like this I could turn to it for quick access to cash.
3. The structure of the policy was not made for investing or growing my money faster, and instead, it was leeching off of me more than I was getting back.

I also was not properly educated on how I could use my policy. I was told to use it to buy houses and cars, not to invest with it like I wanted to do. I also didn’t have access to cash immediately, which you can do if you have the right policy. It was just a crappy policy and I lost a lot of money on it. It was basically the most expensive “term policy” I could have ever asked for. 

I see so many people dealing with this same scenario where they have a policy set up thinking that they are doing the right thing and yet it’s only more of a burden to maintain and it’s not providing them with the financial benefit of what a well-crafted policy could.

To illustrate the process I created, I made the concept of the “Wealth Wheel” (shown below).

The process starts with education, then you open up your policy to grow your money, and then you invest with your policy. More on that later!

So, After this total failure, I knew I had to find a better way to use whole life insurance to its full extent and that started with me educating myself on how to properly make a policy. 

We have been where you are before. Heck, I have been in A much worse place- I was 1 million dollars in debt was my low point. I had to go back to basics and find cash just to pay my debts each month. It sucked, but it helped me craft the refined strategies I teach clients today. Here’s the biggest takeaway I learned.

I turned to a whole life policy only to realize that I was paying such high fees that there was no access to immediate cash when I needed it most. The worst part is, I didn’t even know how to leverage my policy, I only took it out because I was told that is what investors do.

I had bought this policy with a friend of mine before I “lost it all.” I thought he was being honest, he was my friend and I trusted him about how he crafted my policy… but when I was in that deep hole, I lost my policy. Why? Because it wasn’t created the RIGHT way. 

What was wrong with it?

1. I was paying 5 times more in fees than I had to.
2. My so-called friend didn’t tell me the honest truth about how to set up the highest returns so that in times like this I could turn to it for quick access to cash.
3. The structure of the policy was not made for investing or growing my money faster, and instead, it was leeching off of me more than I was getting back.

I also was not properly educated on how I could use my policy. I was told to use it to buy houses and cars, not to invest with it like I wanted to do. I also didn’t have access to cash immediately, which you can do if you have the right policy. It was just a crappy policy and I lost a lot of money on it. It was basically the most expensive “term policy” I could have ever asked for. 

I see so many people dealing with this same scenario where they have a policy set up thinking that they are doing the right thing and yet it’s only more of a burden to maintain and it’s not providing them with the financial benefit of what a well-crafted policy could. 

After this total failure, I knew I had to find a better way to use whole life insurance to its full extent and that started with me educating myself on how to properly make a policy. 

This is when I realized the majority of the life insurance agents do at least one of these three things:

1. Hide your numbers from you so you can’t compare policies with other agents’ illustrations. 
2.  Use things like, ”Bankers math” which makes infinite banking sound a lot more difficult than it is.
3.  They structure your policies to make the best commissions, not make you the best ROI possible.

And because this is the norm, people like Susie Orman and Dave Ramsey bash whole life insurance and I don’t blame them. Policy structured like that should be bashed.

Whole life insurance doesn’t make sense for everyone and that is exactly why I wouldn’t offer a policy if I knew you weren’t going to make good ROI with it. Just buy term at that point.

Here the cycle if you use this for investing

If you are ready to start making changes that will improve your life, getting a whole life policy is a step in the right direction.

Imagine this:

🟢 Your family’s wealth is NEVER subject to lawsuits or creditors

🟢 You have a place to make consistent and compounding returns on your savings

🟢 You have a powerful tool to make more money with your investments

I know what you might be thinking:

Whole Life policies are a scam and a ripoff.

If you don’t get the right policy, yes they are ripoffs which is why you might hear people recommending, “buy term and invest the difference”.That’s why I say not all policies are made equal and why we ensure that you are the best fit for a policy before we get you to commit.

Isn’t a policy expensive?

A badly structured policy is expensive. A good policy is reasonable if you are ready or a person who saves at least $5,000 a year.

I still don’t get how infinite banking can help grow my wealth.

Because you put money in your policy every year and that money compounds, you are consistently making returns whether you use the policy to invest or not. Now, this is where people get confused frequently, when you borrow from the policy to invest, you don’t borrow from your own cash, instead, you take out a loan with the insurance company. When you pay back the loan with the cash flow you make, you earn more interest than it costs you. 

That’s how you make money in two places at once! 

With whole life insurance, you can rest assured that you will grow your cash faster but also be protected from economic ups and downs, huge tax bills, lawsuits and creditors. It is safer than keeping your money in the bank!

How to Start Infinite Banking

One of the biggest things that set us apart is your access to the Wealth Accelerator Academy. We aren’t just insurance agents that sell products and push you along, we are first and foremost a financial education company. That is why it is critical for all our clients to get access to our interactive curriculum and community to learn:

1. How to properly analyze an investment to see if you’re making good cash flow and making a good deal.
2. How to create a strategy on your own to reach financial freedom in the next 5 to 10 years.
3. The best ways to accelerate your wealth through passive income.

And perhaps one of the biggest perks is our group coaching calls that happen every month. These calls are invaluable to your journey to financial freedom. We also have an online community where you can talk to others on the same path as you and ask questions to help each other out. It’s crucial to include this so you’d actually know how to use your policy the way that I teach you to use it. If you’ve never invested before, then how would you know where to start investing? This of course will give you a guideline to investing.

This program typically costs $997 and you get it for free with your policy. That is a huge bonus!

But this is NOT for everyone, and we’re transparent about it. 

There are some people I would steer away from a whole life policy simply because you wouldn’t get the best bang for your book.

Those include:

1. People over the age of 70, the older you get the more expensive your policy becomes so it might not make sense to take out a whole life insurance policy.
2.  Individuals who have extreme pre-existing conditions or poor health that could cause medical complications, you might not want to take out a policy. You can apply and see what happens, but your health rating won’t be optimal most likely.
3. You don’t have savings built up.  

We are passionate about being the best providers of whole life insurance policies. We are confident that our policies give you the best ROI, so confident in the fact that we tell you to shop around and give you your illustrations to show to other agents.

We are completely transparent with you every step of the process. On your first call, you will see the numbers right in front of your eyes. we build your policy in front of you so you can see what to expect for your yearly “contribution”.

We keep it simple and don’t try to confuse you with fancy words and insurance jargon. no one wants to hear that and honestly, whole life insurance isn’t as difficult as agents make it sound. The simpler the better I always say.

We believe in no BS infinite banking. We give it to you straight, allow you to ask all the questions you want, and never push you into a policy. If it doesn’t make sense for you, it doesn’t make sense for you. I want you to take out a policy and actually use it to grow your wealth, so if you don’t understand how to use it then maybe you should wait. I want you to get the best results with your policy.

Just for context and to see an example of this in real life, here’s a video I made about a client that we saved 2.25 million dollars with their policy.

• We Show You The Numbers During Your Consultation

• No “Funny” Math

• We Will Have THE BEST Numbers EVERY TIME!

Transform Your Life Today with Infinite Banking 

The sooner you get a policy, the more time you have for your money to grow in the policy with create more wealth and opportunity for you and your family. 

Let’s see what we can do for you.