Why the 4% Retirement Rule Could Destroy Your Financial Future (And What to Do Instead) For decades, the 4% retirement rule has been treated like gospel in traditional financial planning. If you’ve followed any mainstream advice, you’ve probably heard it a hundred times: “Just save up a million dollars, withdraw 4% a year, and you’ll … Why the 4% Retirement Rule Is Failing Retirees
The Truth About Inflation: Why the 2% Number is a Lie (And What You Can Do About It) You’ve probably heard that inflation is “under control” and hovering around 2%. It’s what the government reports. It’s what financial news outlets parrot. And it’s what your financial advisor might be using in your retirement projections. But … The Inflation Lie: Why Your Wealth Is Disappearing Faster Than You Think
Can You Really Live Free? What It Takes to Build a Life You Don’t Need a Vacation From We talk about it all the time living free. The dream of waking up without a to-do list a mile long, of taking time off without stress, of saying “yes” to life instead of constantly saying “I … How to Escape the “Self-Employed Trap” Without Losing Income
What If Your College Fund Is Actually Hurting Your Child’s Future? For years, the 529 college savings plan has been hailed as the “smart” way to save for your child’s future. Financial advisors, online influencers, and even your local bank love to pitch it as the ultimate tax-advantaged investment to cover education expenses. But what … The 529 Trap: Why Locking Up Your Kid’s College Money Could Backfire
Don’t Just Leave Money, Leave a Legacy When it comes to estate planning, most people ask, “How much should I leave to my kids?” But what we should be asking is, “What values am I passing down with that money?” In this episode, I sat down with one of the most respected estate attorneys I’ve … How to Build a Family Bank Like the Rockefellers Without Raising Trust Fund Kids?
How to Actually Think Positive (Without Faking It) You’ve heard it your whole life: “Just think positive.” That phrase has probably been thrown your way during tough times, moments of stress, and while facing big decisions. But here’s the problem… Most of the time, that advice feels fake. It feels disconnected from the real pain, … Can Thinking Positive Actually Make You Richer?
In this post, I’m going to show you an infinite banking hack that most people even many infinite banking agents don’t talk about. It lets you earn guaranteed 5.5% interest, avoid the largest fees that usually hit you up front, and gives you the flexibility and accessibility you want for your cash. Let’s break this … The Infinite Banking Hack Missed By Most Including Experts
Why Your Childhood Money Stories Are Keeping You Stuck (And How to Break Free) Have you ever looked at your bank account and thought, “I’m making good money so why don’t I feel secure?” Or maybe you find yourself sabotaging your financial success, arguing with your spouse about money, or avoiding investing altogether because you’re … The Money Lies You Inherited And How They’re Stealing Your Freedom
How to Use a Podcast to Grow Your Business and Build Powerful Connections I want to let you in on a strategy that’s been a game-changer for me and my guest on the Money Ripples Podcast: using a podcast not just as a platform to share ideas, but as a tool to grow your business, … This Is How Podcasting Can Accelerate Your Financial Freedom
Have you ever asked yourself: Is my financial advisor truly working in my best interests, or just earning a commission? As someone who spent years behind the curtain as a financial advisor, I can tell you most of what you’ve been taught is flat-out wrong. And if you don’t ask the right questions, you could … Is Your Financial Advisor Actually Helping You Or Just Collecting a Fee?
I want to share something that’s been a game-changer for me, and it could be for you too: your network truly is your net worth. That phrase gets thrown around a lot, but today, I want to break down what it actually means, why it matters, and how you can start applying it right now … Your Network Is Your Net Worth: How to Build Wealth by Building Relationships
Is Your Energy Blocking Your Wealth? Why Mindset Matters More Than Strategy When most people think about building wealth, they jump straight to strategy investments, passive income, interest rates, and spreadsheets. But after working with hundreds of clients over the years, I’ve realized that the biggest roadblock to financial freedom isn’t external it’s internal. That’s … The Abundance Mindset Matters More Than Money Strategy