Why Your 401(k) & IRA Might Be Your Family’s Worst Nightmare

For decades, financial advisors have drilled the same message into our heads: But what if that advice is completely wrong—not just for you, but for your family and your estate planning? What if traditional retirement plans actually trap your wealth, making your heirs pay more in taxes and lose financial flexibility? Let’s break it down. … Why Your 401(k) & IRA Might Be Your Family’s Worst Nightmare