From My Heart to Yours: Why I Do What I Do
I often share insights from my brain, but today, I want to speak from my heart. I want to pull back the curtain and let you in on what’s happening behind the scenes—the conversations we’re having, the challenges we’re overcoming, and why all of this directly affects you.
A Ripple Effect Begins With You
First, let me start by thanking you. Whether you’re a long-time listener or you’re just discovering Money Ripples, this ripple effect of financial freedom and empowerment wouldn’t be possible without you. Your willingness to learn, share, and take action is what fuels this movement. If you’ve ever found value in this podcast, I would deeply appreciate a quick review on Apple Podcasts, Spotify, or wherever you tune in.
My Journey: From Financial Advisor to Financial Freedom
For those of you who don’t know my story, I started out in the traditional financial industry. I was the advisor telling people to save, sacrifice, and hope that someday their retirement funds would be enough. I preached the same message many financial advisors still push today: “Spend less, save more, invest in mutual funds, and hope for the best.”
But then I had a wake-up call. My own father, who had done everything by the book—maxing out his 401(k), paying off his house, living debt-free—was still not financially free. At 61 years old, he was staring at the reality that his savings wouldn’t last. I had to tell him, “Dad, you only have enough to retire for five or six years before your money runs out.”
That shook me. If the financial advice I was giving didn’t work for my own father, why was I still promoting it to others?
Discovering the Truth About Financial Freedom
That’s when I sought out real people who had achieved financial independence—not through hope and traditional investing, but through cash flow and passive income. I learned from real estate investors, entrepreneurs, and those who had broken free from the conventional system.
By the age of 28, I had created enough passive income to leave the rat race. But in 2007, I made mistakes—I stopped my income streams, trusted the wrong people, and ended up in deep financial trouble. I had to rebuild everything from the ground up, and by December 2016, I had regained my financial freedom—this time, with more wisdom and experience.
Why This Podcast Exists
I didn’t start this podcast just to share financial knowledge. I started it to create a ripple effect of financial empowerment. I knew that if I could share what I had learned, I could help others avoid the mistakes I made and fast-track their own path to financial freedom.
I get it—there is a lot of noise out there. There are influencers, gurus, and financial “experts” who promise the world but don’t deliver real results. That’s not who I am. I don’t need to do this podcast. I don’t need to coach people. My investments and cash flow take care of my family. But I choose to do this because I know that too many people are still trapped in the system, waiting for someday to come. And someday never does—unless you take action now.
Breaking the Cycle
Many of you come from families where money was a source of stress. Maybe your parents worked hard, saved diligently, and still struggled. Maybe you’re doing everything “right” according to traditional financial advice, but you’re realizing that it’s not getting you where you want to be. You don’t want to wait until you’re 65 or 70 to finally live the life you dreamed of—you want it now.
This is your moment. You have to decide: will you continue down the same path, or will you take control of your financial future?
Why People Hesitate
Recently, a potential client asked me, “How do I know this is legit?” And I get it. There are so many scams, so many empty promises. But here’s what I told him: We don’t take on clients unless we know they will see results.
Unlike traditional financial advisors who tell you to keep saving and hoping, we actually help you create cash flow now. We show you how to make your money work for you in a way that aligns with your goals and your life.
And yes, we provide one-on-one coaching—not just generic mastermind groups. Because you’re not a number. You’re a person with unique circumstances, and your financial strategy should reflect that.
The Real Difference
I’m not here to impress you with cars, houses, or flashy marketing. I drive a Nissan. I don’t care about showing off. What I care about is your success.
Our clients are winning because they take action. They’re creating passive income, securing their future, and breaking the chains of financial dependence. And that’s what I want for you, too.
Are You Ready?
If you’re ready to make a change, if you’re ready to stop listening and start doing, reach out to us now. If you’re not ready yet, that’s okay. Keep learning, keep growing, but don’t let another year go by without taking action.
Your financial future is in your hands. Choose now to create a different story for yourself, your family, and the generations to come.
Let’s make this a year of financial freedom. Let’s create your ripple effect.
Make it a prosperous week.