{"id":9355,"date":"2023-09-27T07:00:00","date_gmt":"2023-09-27T14:00:00","guid":{"rendered":"https:\/\/moneyripples.com\/?p=9355"},"modified":"2024-03-09T10:59:51","modified_gmt":"2024-03-09T17:59:51","slug":"are-you-discouraged-by-your-financial-situation-right-now-751","status":"publish","type":"post","link":"https:\/\/moneyripples.com\/money-ripples-st\/?p=9355","title":{"rendered":"Are You Discouraged By Your Financial Situation Right Now? | 751"},"content":{"rendered":"<p>For the last few weeks, we&#8217;ve talked about how Americans are unprepared for any kind of retirement in this lifetime. But is it really your fault? Is it easier to just put it out of your mind and not think about it?<\/p>\n<p>Most importantly&#8230;Is there HOPE?<\/p>\n<p>Chris Miles will share how his recent auto accident reminded him of the importance of hope and optimism in your situation. Tune in now!<\/p>\n<p style=\"text-align: center;\">&#8212;<\/p>\n<h3>Listen to the podcast here<\/h3>\n<p><iframe src=\"\/\/percolate.blogtalkradio.com\/offsiteplayer?hostId=709401&amp;episodeId=12271629\" width=\"100%\" height=\"180px\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<h2>Are You Discouraged By Your Financial Situation Right Now?<\/h2>\n<p>I know it\u2019s not about getting rich. It\u2019s because you have a deeper purpose behind this. You want to live a rich life where you can be able to bless the lives of others because as you are blessed financially, you have a greater capacity to be a blessing to those around you. That\u2019s what it means to be a rippler. I\u2019m so proud to be able to be a rippler with you guys. Thank you for allowing me to share my ripple effect through you, what we do here today, and the education. I\u2019m not just giving you the education, but you guys are implementing those things. Thank you so much for doing that.<\/p>\n<p>I\u2019ll give you a quick change here that\u2019s happened. If you haven\u2019t noticed already, our show is moving to our main Money Ripples channel. If you watched this on YouTube and haven\u2019t subscribed to the <a href=\"https:\/\/www.youtube.com\/@moneyripples\" target=\"_blank\" rel=\"noopener\">Money Ripples<\/a> channel, our episodes have moved over there where they\u2019re being broadcast live right now. Shout-out to you guys that are tuning in to this live right now. Even if you\u2019re tuning in to it later, that\u2019s even better. I want to make sure you guys know we are on the Money Ripples channel. Be sure to check that out and subscribe today.<\/p>\n<p>Do me a favor. If this is at all valuable for you guys, go ahead and like this episode or even leave us a review. If you are tuning in to this on <a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/money-ripples-podcast\/id895555599\" target=\"_blank\" rel=\"noopener\">iTunes<\/a> or something like that, leave us a review, preferably positive. If not, then don\u2019t waste time or energy doing it. We\u2019d love to have you guys leave a good review if this gives you a lot of value today.<\/p>\n<p>I want to talk to you that I\u2019ve spent several episodes where I\u2019ve talked about what are the real numbers, the real statistics, and everything. I\u2019ve painted a negative picture of what\u2019s going on. This is not to discourage you at all. In fact, this is not to make you feel guilty. If anything, this is for me to point out the true villain. The villain isn\u2019t you. The villain is the financial industry that\u2019s been masking your eyes. They\u2019ve been blindfolding you. They\u2019re trying to help you think that somehow it\u2019s your fault. You\u2019re not saving up. It\u2019s all on your shoulders. It\u2019s not.<\/p>\n<p>You have control of the situation. You can make choices, especially having new information I give you here on the show. This is not to imply that this is your fault. It\u2019s not. It\u2019s the financial industry, the financial advisors, and the companies they work for. I know because I worked in that industry. I was there. I drank the Kool-Aid and sold it to people like you as well. That\u2019s the true problem here. It\u2019s not about you.<\/p>\n<p>I\u2019m going to tell you guys a story because it became apparent to me in a different aspect of my life. A few weeks back, I was driving around. I had my September 1st, 2023 birthday. Shout out to those who have September birthdays. On the Labor Day weekend, I was hanging out with my kids. We went up to Park City, Utah. We rode on the chair lifts and everything and had an amazing time. I was even thinking, as I was driving back down from there, \u201cThis was the best birthday ever.\u201d<\/p>\n<p>I\u2019ve had a lot of my birthdays that I had to make my own meals and do my own things. I still had to do that, too. Let\u2019s be honest. I have to cook for the family still and even get my own birthday cake. Regardless of that, I still had a fun time enjoying it with my kids. As we were driving back, we realized that it was getting late because we hit traffic, especially with the holidays, so we said, \u201cLet\u2019s go to a restaurant for dinner.\u201d<\/p>\n<p>As we were driving down, and it\u2019s a busy street and everything, we were about to turn into the left lane to turn into that restaurant. I looked back to check my blind spot because I knew I was getting in the lane early because I could see there was a lot of traffic. There was a green light there, so I was like, \u201cThe traffic is starting to move, but I\u2019m going to get over earlier than that.\u201d As I looked over and then looked back, what did I see? Nobody\u2019s moved from the green light. Everybody stopped.<\/p>\n<p>In that split second, I can hear my kid, my oldest daughter, like, \u201cDad, stop,\u201d as I\u2019m already breaking at that point. By the time I\u2019m hitting the brakes and it responds, it\u2019s barely starting to screech, and right into the car in front of me, it hit this little Honda Fit. It was in a flash. All of a sudden, I can\u2019t see anything, realizing that now airbags are in my face. It was all deployed. There was smoke from the powder everywhere and the sound of liquid leaking out. The radiator fluid was leaking out of our car.<\/p>\n<p>I hear my oldest daughter. She is seventeen. She\u2019s like, \u201cEverybody out of the car.\u201d My daughter is the one being the general here. I\u2019m still dazed. My wife realized she had broken her wrist because the airbag broke her wrist. The airbag blew open. After almost three weeks, I still have this nice little scar from not the airbag but the Nissan logo blasting open and hitting me in the arm. I have this Nissan logo branded into my arm right now. That\u2019s it.<\/p>\n<p>Both my wife and I are in pain because I\u2019m holding my arm and she\u2019s holding her other arm from the impact of breaking her wrist. She stumbled on the ground. I stumble out of the car, and then I look in front of me. What do I see? I see the car and the driver coming out. He\u2019s holding his rib. He\u2019s holding his side. I see there are two car seats, and I\u2019m in absolute horror because I know that there are little kids in that car that I rear-ended. I immediately went to him and asked, \u201cAre you okay?\u201d<\/p>\n<p>I\u2019m looking inside and I see about a 4-year-old and a 6-month-old in there as well. I can see the four-year-old has a little bloody lip, but he seems to be fine. With the baby, I start panicking and freaking out, wondering, \u201cIs everybody okay? What\u2019s going to happen?\u201d Regardless of what\u2019s my demise, I was more worried about what was going on with them. In fact, I even left my family. Luckily, my oldest daughter was taking care of everybody. They were calling 911 because I didn\u2019t know where my phone was. I didn\u2019t even know where it was at that time. I was like, \u201cI have no clue. It\u2019s probably somewhere in the car.\u201d I didn\u2019t know.<\/p>\n<p>They\u2019re calling 911. Everything is happening. It\u2019s like a big blur because I realize I\u2019m going through shock. Long story short, my wife gets away in the ambulance. They take the 5-month-old away. The five-month-old is fine. They took that for precautions. Pretty much, it\u2019s us. Pretty soon, I\u2019m left alone other than some of my kids. My ex-wife comes to help us go to the hospital.<\/p>\n<p>As I\u2019m in the hospital, the gravity of the situation really starts to hit me. I start bawling and crying on and off all night long. My wife, they were trying to set her arm and everything else. I\u2019m feeling this overwhelming amount of guilt. I\u2019m feeling horrible. The people in the car in front of us, even their family members and everything, when they saw me in the hospital, they were like, \u201cIs your family okay? We\u2019re so grateful it wasn\u2019t worse.\u201d Luckily, I wasn\u2019t driving at a super high speed at that point, but still, I was scared to death. I felt horrible. I\u2019m responsible. Even the ticket says so.<\/p>\n<p>That feeling or that post-traumatic stress from that event has stuck with me for the last few weeks. It has thrown me in a little bit of a loop, even though I\u2019ve done everything. You guys have seen where I\u2019ve produced episodes, the previous episodes, and even after the event, I\u2019ve probably produced two episodes since that event, but still, it was something that really hit me to the core. I felt horrible. When I finally went to bed at 4:00 AM the next morning, when we finally got my wife released from the hospital, it was only three hours of sleep. During those three hours, every dream was about me tripping and falling. It was always having an accident. I wasn\u2019t very restful. I was in a little funk for a while.<\/p>\n<p>I realized that this is what you might be experiencing to some level. You might not be experiencing anything that\u2019s traumatic, but over the years, every time I\u2019ve spoken with hundreds of people, and they may be into the thousands, almost every time, people say as a disclaimer, \u201cI know I\u2019m not where I should be, but here\u2019s my situation,\u201d or, \u201cI know it should be better than this. Here\u2019s my situation.\u201d<\/p>\n<p>You start shooting all over yourself. You are like, \u201cIt should be this. It should look like this or that.\u201d Who says what your finances should look like? Who told you that by a certain age, you should have X amount of dollars? Maybe it was a financial advisor, your parents, or the society that was telling you, \u201cThis is what your life should be like at this point.\u201d Maybe you think from your expectation of knowing what\u2019s possible and your potential, you probably know that you should be better.<\/p>\n<p>The truth is that life throws curves at us all the time. I should have a car that\u2019s not totaled, but it is what it is. I shouldn\u2019t have been in an accident. That should have been something that should have been avoided. I told my kids, \u201cI\u2019ve probably driven over a million miles in my lifetime career,\u201d whatever you want to call it with driving. Still, that was the worst event I\u2019ve had. The odds are very small that I\u2019m going to get in that traffic accident like that, especially where I caused it. Still, it caused me to reflect and threw a curve into those things. Life is going to throw curves at you. There are going to be things that are going to come up.<\/p>\n<p>Even those who work with us one-on-one, our consulting clients, our VIP clients, I warned some of them. I said, \u201cThere is a lot of crap in the economy coming up. Even if you\u2019re doing all the things right, things can still go wrong. There could still be an operator that may not pay you on time. You might get into a deal where it gets stressed and they have to try to figure out how to sell it so that you can get your money back and maybe some of your returns, too. You might end up going from what should be a cashflow deal to a 1 to 2-year time horizon when you finally get your money back and you don\u2019t get paid anything in the meantime.\u201d<\/p>\n<p>That could happen. You could have a rental where the renters stop paying you. That could happen. You could have a situation where, all of a sudden, they pay you less than what they contractually said they were going to pay you. At least they pay you but it might not be as much as you expected. Cashflow could drop. That can happen even to our best clients doing the best due diligence. That can even happen to me in my situation.<\/p>\n<p>I even have one person that they are five months behind on paying me. Does it mean they\u2019ve lost my money? No. Despite all of that, I still have that surety and faith, knowing that at least I bought real assets, and then I have a real chance of getting that money back and then some. I couldn\u2019t say that same thing when I put my faith in the stock market. When I put my faith into stocks, it was not even faith. It was a wish. I was like, \u201cI hope it comes back.\u201d It\u2019s not a good hope. It\u2019s the hope of, \u201cThis better play out the way I hope it does.\u201d<\/p>\n<p>I hoped I would be retired by the time I was 40, packing away as much money as I could in the stock market. Even if I made a ton of money as an advisor, I still pushed everything I could in there and lived cheaply. It was so that I could have enough money to live on a $5,000-a-month lifestyle by the time I was 40. That was the life that I was trying to aim for. That wouldn\u2019t have happened based on what those markets had done.<\/p>\n<p>Even though the 2010s were great, still, the mid-2000s to the late 2000s weren\u2019t so pretty. In the 2000 to 2010 time period, the market was still down. It was down over those ten years, not up. If I would\u2019ve stayed in the market, I would\u2019ve had to wait until 2015-plus before I might\u2019ve had my money back. You guys have heard this story before. I say this because if you\u2019re feeling bad about your situation, maybe the market wasn\u2019t friendly to you and to anybody, and you\u2019re getting less than market returns, which isn\u2019t impressive at all, you\u2019re going to feel behind.<\/p>\n<p>If you\u2019ve been living life and you had kids, maybe medical emergencies came up, or there were layoffs in the interim that happened, those curves are going to happen. All of a sudden, it\u2019s going to throw off your idealistic future projections. Even people who are doing the Dave Ramsey method are trying to pay off their debt. If something like that comes up, it slows it down. You are going to feel guilty and discouraged.<\/p>\n<div id=\"attachment_9356\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" aria-describedby=\"caption-attachment-9356\" class=\"size-full wp-image-9356\" src=\"https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202416\/Graphics-Caption-1-MORI-751.jpg\" alt=\"MORI 751 | Financial Situation\" width=\"600\" height=\"400\" \/><p id=\"caption-attachment-9356\" class=\"wp-caption-text\">Financial Situation: Life\u2019s curves are going to happen, and they\u2019re going to throw you off your idealistic future projections.<\/p><\/div>\n<p>Know this. As you keep having a positive outlook, and I don\u2019t want to sound a little naive or anything like here when I say that, and you try to look at this from a different angle like I had to look at this accident, I had to look at it like others looked at it. They were grateful. Even my wife was looking at the accident as a blessing. It may not be all the time, but even right after it happened, she felt at peace.<\/p>\n<p>I wasn\u2019t feeling that peace. The peace was my choice. The peace wasn\u2019t happening because I interpreted that as a bad thing rather than being grateful and saying, \u201cMaybe this happened for a reason or this helped me look at my life from a different perspective to slow down and re-prioritize things. I need to prioritize my family. I need to prioritize what I\u2019m doing here for you guys in Money Ripples and make sure that\u2019s all happening.\u201d What if that were happening for me rather than to me? What if that were the case? What if that\u2019s exactly what needed to happen for me to have something better happen in my life?<\/p>\n<p>The same thing happened to me in the last recession. For those of you who know my story, I went broke in the last recession. I didn\u2019t go bankrupt, but I was worse than bankrupt. Bankrupt, at least I could hit the reset button and go back to zero. I was negative $1 million in debt. A lot of people will even ask me, \u201cHow\u2019d you do it?\u201d It wasn\u2019t easy. I had to learn a lot of lessons along the way. I had learned to be a better investor and even a better business owner because I was in business. I learned how to generate better income. I was starting from nothing. I had no money, no credit, nothing like that.<\/p>\n<p>I remember at that time having to re-contextualize and saying, \u201cWhat if this situation is exactly what\u2019s supposed to happen to me in my life? Maybe this is not a coincidence.\u201d Even though some people might say, \u201cI don\u2019t believe in fate,\u201d it doesn\u2019t matter. What if this were the exact experience I needed to be able to inspire more hope for you in the future?<\/p>\n<p>Maybe you\u2019re starting at zero. Guess what? That\u2019s $1 million better and more ahead than I was in 2008 and 2009. By 2016, I can become financially independent for the second time. Maybe there\u2019s hope for you, too. It doesn\u2019t mean it was easy. It doesn\u2019t mean that I didn\u2019t have to put a lot of focus and attention into generating more income for my business. I had to make sure that I kept my expenses lower so I had more cashflow and that I had enough cash to then invest and create that passive income. That was required. It required me to do a lot of active things, not just passive things. That shouldn\u2019t be any different for any of you.<\/p>\n<p>For some of you, if you hadn\u2019t had anything bad happen and maybe had a nice smooth ride, that\u2019s great. That\u2019s awesome. Take advantage of it right now. This is your opportunity. I want you to know this. This is not your fault. Don\u2019t feel any shame. Remember, if I was in a situation worse than yours, how can I judge you? How can I even judge that your situation\u2019s bad? The truth is we don\u2019t.<\/p>\n<p>There are people who are supersavers out there who think that life should be perfect and that you should be perfect too. They\u2019re like, \u201cThat is dumb and cash is king,\u201d and all that kind of stuff. Those people are going to wave that finger of judgment at you all day long. That\u2019s not happening here. I\u2019m not doing that to you at all. I have a lot of empathy for your situation and compassion because I\u2019ve been in the depths of crud.<\/p>\n<p>Not to mention, not only was I broke, but I was the guy who was supposed to have it all figured out who had this Imposter syndrome now. I had this factor that I felt like I was completely out of integrity, which is why I stopped teaching people how to get out of the rat race. That\u2019s why I started teaching people how to find money and how to get resourceful because I could only teach what I was doing. I didn\u2019t start teaching you guys about passive income in the show until I was investing for passive income and got out of the rat race myself.<\/p>\n<p>I want you to know that I can only teach what I know. I want you to know that this is about you and your situation. Wherever you are right now, it\u2019s perfect. Even if you feel like everything is going against you, don\u2019t worry. Even if things aren\u2019t going against you right now or you say, \u201cI\u2019m not where I thought I would be. I\u2019m now in my 40s or my 50s. Maybe I\u2019m in my 60s, and still, I have no hope of freedom in my near future.\u201d Maybe you do and you don\u2019t know it, or you need a different set of eyes to see something that you didn\u2019t see before. Sometimes, it takes somebody with a new perspective to do that.<\/p>\n<p>In that accident, if it weren\u2019t for my wife, and especially the people in the car in front of me who didn\u2019t have a different perspective, I might have wallowed in this longer. Seeing that new perspective and saying, \u201cIf these people that were the \u2018victims\u2019 of my actions are okay, maybe I am, too. I\u2019ll be okay.\u201d There\u2019s still that sorrow or that sadness that I felt. There\u2019s that guilt.<\/p>\n<p>I\u2019m now driving probably over cautiously. Now, I get freaked out when I see somebody cut me off, which happened this morning on the way to doing this episode. Regardless of that, still have grace for yourself and others. There\u2019s plenty of grace and opportunity for you to be able to get out of your situation. It may not be overnight. I\u2019m not going to say you\u2019re going to get rich quick overnight. That\u2019s not the case.<\/p>\n<p>For some of you, we could probably get you financially free in the next year. Know that wherever you are, I don\u2019t care if it\u2019s going to take you 15 to 20 years, think of this. If it\u2019s 15 to 20 years that you could get yourself out of the rat race and free, wouldn\u2019t that be better than possibly never? Wouldn\u2019t that be better than maybe 40 or 50 years if you\u2019re lucky?<\/p>\n<p>Maybe you\u2019re getting to the point where you don\u2019t have that life of freedom but you have a life of barely living. I never want that to be for you guys. That\u2019s why the show is here. That\u2019s why I\u2019m trying to create this ripple effect through your life. This is not just for you to read it, but to do something about it. Instead of feeling guilty about it, do something. You now have the choice. You are empowered to do something different with it. It requires you to take that first step.<\/p>\n<p>It might be that you go to our website, <a href=\"https:\/\/moneyripples.com\/money-ripples-st\/\" target=\"_blank\" rel=\"noopener\">MoneyRipples.com<\/a>. There\u2019s that <a href=\"https:\/\/moneyripples.com\/money-ripples-st\/cashflow-calculator\/\" target=\"_blank\" rel=\"noopener\">Passive Income Calculator<\/a>. Try it out. Even if the number is negative, that\u2019s not a problem. There are things you can be doing like infinite banking. We offer you education on how to prepare yourself to create more passive income, have more cashflow now, and increase and improve your cashflow right away. Many of you don\u2019t know this, or maybe you do. When you become an infinite banking client of ours, we offer you the Wealth Accelerator Academy for no charge.<\/p>\n<p>In fact, it\u2019s pretty much indefinite. I haven\u2019t put a deadline on when it stops. Usually, it\u2019s a $1,000-a-year membership. For you guys, if you get an infinite banking policy, it\u2019s done. That doesn\u2019t matter if you guys are putting away $4,000 or $5,000 a year and that\u2019s all you\u2019re saving into these things. That\u2019s enough. That\u2019s the thing. Any little action you take, we want to reward you for that. We want you to feel good and keep being encouraged. The truth is we need more encouragement in this world. I felt my own fair share of discouragement in this world. It\u2019s nice to have a little bit of encouragement. You deserve that, too.<\/p>\n<p>We\u2019re not coming from a place of judgment. We know that you have hope. No matter how bad your situation is, there is hope. It may not be easy to be able to turn your life around, but I can promise you this. Looking in hindsight now from going through some really ugly crap financially, I can tell you it\u2019s 100% worth it to have a life where I can wake up each day knowing I have an option. I have a choice. I could do this or not. I can have Money Ripples. I could shut it down.<\/p>\n<div id=\"attachment_9357\" style=\"width: 610px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-9357\" class=\"size-full wp-image-9357\" src=\"https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202419\/Graphics-Caption-2-MORI-751.jpg\" alt=\"MORI 751 | Financial Situation\" width=\"600\" height=\"400\" \/><p id=\"caption-attachment-9357\" class=\"wp-caption-text\">Financial Situation: You have hope, no matter how bad your situation is.<\/p><\/div>\n<p>The thing is, you are the reason why Money Ripples exists. You are the ripple effect that I\u2019m here to create and that I know my team is here to support and create as well. You have hope. You have a real fighting chance to have that time back and real freedom that everybody else tells you that you can have but they never get you there. That\u2019s why we\u2019re here today. That\u2019s why we exist. That is our mission. That\u2019s why we want over 1,000 of these families or of you guys right now financially independent by 2030. I know there will be thousands more even after that year.<\/p>\n<span class='bctt-click-to-tweet'><span class='bctt-ctt-text'><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fmoneyripples.com%2Fmoney-ripples-st%2F%3Fp%3D9355&#038;text=Do%20something.%20Take%20action%20from%20here%20to%20make%20your%20life%20change%20today.&#038;related\" target=\"_blank\" rel=\"noopener noreferrer\">Do something. Take action from here to make your life change today. <\/a><\/span><a href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fmoneyripples.com%2Fmoney-ripples-st%2F%3Fp%3D9355&#038;text=Do%20something.%20Take%20action%20from%20here%20to%20make%20your%20life%20change%20today.&#038;related\" target=\"_blank\" class=\"bctt-ctt-btn\" rel=\"noopener noreferrer\">Share on X<\/a><\/span>\n<p>It\u2019s your choice what you do with it. I don\u2019t care what you do. Make sure you do something with this. Don\u2019t wallow in the disappointment. Don\u2019t feel discouraged or feel like you\u2019re behind. Even if you feel like you\u2019re ahead or maybe overly confident, either way or regardless, do something. Take action from here to make your life change today. Make it a wonderful and prosperous week. I\u2019ll see you later.<\/p>\n<h3>Important Links<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.youtube.com\/@moneyripples\" target=\"_blank\" rel=\"noopener\">Money Ripples<\/a> &#8211; YouTube<\/li>\n<li><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/money-ripples-podcast\/id895555599\" target=\"_blank\" rel=\"noopener\">iTunes<\/a> &#8211; Money Ripples<\/li>\n<li><a href=\"https:\/\/moneyripples.com\/money-ripples-st\/cashflow-calculator\/\" target=\"_blank\" rel=\"noopener\">Passive Income Calculator<\/a><\/li>\n<\/ul>\n\n\n<div style=\"height:180px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>For the last few weeks, we&#8217;ve talked about how Americans are unprepared for any kind of retirement in this lifetime. But is it really your fault? Is it easier to just put it out of your mind and not think about it? Most importantly&#8230;Is there HOPE? Chris Miles will share how his recent auto accident <a href=\"https:\/\/moneyripples.com\/money-ripples-st\/?p=9355\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  Are You Discouraged By Your Financial Situation Right Now? | 751<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":9359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[1010,1383,36,1381,100,1382],"class_list":["post-9355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-and-podcasts","tag-financial-education","tag-financial-encouragement","tag-financial-freedom","tag-financial-situation","tag-money-ripples","tag-surviving-accidents"],"acf":[],"rttpg_featured_image_url":{"full":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"landscape":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"portraits":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"thumbnail":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner-150x150.jpg",150,150,true],"medium":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner-300x157.jpg",300,157,true],"large":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"tf-client-image-size":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",120,63,false],"1536x1536":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"2048x2048":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner.jpg",940,492,false],"bloom_image":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2023\/09\/24202425\/Graphics-Episode-Art-MORI-751-Banner-610x319.jpg",610,319,true]},"rttpg_author":{"display_name":"Chris Miles","author_link":"https:\/\/moneyripples.com\/money-ripples-st\/author\/chris"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/moneyripples.com\/money-ripples-st\/?cat=8\" rel=\"category\">Blog and Podcasts<\/a>","rttpg_excerpt":"For the last few weeks, we&#8217;ve talked about how Americans are unprepared for any kind of retirement in this lifetime. But is it really your fault? Is it easier to just put it out of your mind and not think about it? Most importantly&#8230;Is there HOPE? Chris Miles will share how his recent auto accident&hellip;","_links":{"self":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/9355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9355"}],"version-history":[{"count":9,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/9355\/revisions"}],"predecessor-version":[{"id":10200,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/9355\/revisions\/10200"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/media\/9359"}],"wp:attachment":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}