{"id":4286,"date":"2022-02-19T12:04:50","date_gmt":"2022-02-19T19:04:50","guid":{"rendered":"https:\/\/moneyripples.com\/?p=4286"},"modified":"2024-04-02T10:04:49","modified_gmt":"2024-04-02T17:04:49","slug":"how-this-real-estate-syndicator-uses-infinite-banking-with-lane-kawaoka","status":"publish","type":"post","link":"https:\/\/moneyripples.com\/money-ripples-st\/?p=4286","title":{"rendered":"How This Real Estate Syndicator Uses Infinite Banking with Lane Kawaoka"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"How This Real Estate Syndicator Uses Infinite Banking with Lane Kawaoka\" width=\"1778\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/7Ht3QZybIYc?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>I tell you all the time that investors LOVE infinite banking (IBC), and our guest today is a perfect example of that!<\/p>\n\n\n\n<p><a href=\"https:\/\/www.linkedin.com\/in\/lanekawaoka\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lane Kawaoka<\/a> is the founder of <a href=\"https:\/\/simplepassivecashflow.com\/about-me\/\" target=\"_blank\" rel=\"noopener\">Simple Passive Cash Flow<\/a> and has been in real estate investing for over a decade. He started in single and multi-family properties and now focuses on large syndications.<\/p>\n\n\n\n<p>Today, Lane is telling us how he uses Infinite Banking as a liquidity source with his syndication deals. Listen and learn more about his strategy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-takeaways\">Key Takeaways<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/moneyripples.com\/money-ripples-st\/infinite-banking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Infinite Banking<\/a> gives investors more liquidity.<\/li>\n\n\n\n<li>As cheesy as it sounds, it does make you become your own bank essentially.<\/li>\n\n\n\n<li>As your real estate investing portfolio grows, strategies like IBC become more and more useful. <\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Transcript<\/h2>\n\n\n\n<p><strong>Interviewer:<\/strong> Today, we&#8217;re joined by Lane Kawaoka from Simple Passive Cash Flow. Lane is an expert in real estate investment and a syndicator with over a decade of experience, moving from single-family to multifamily investments across the country. Lane, thanks for joining us.<\/p>\n\n\n\n<p><strong>Lane Kawaoka:<\/strong> Thanks for having me. I&#8217;ve been using infinite banking as a liquidity source for a while now. Initially, I started with a policy where I was putting in $50,000 a year, overfunding it to take advantage of the cash value. This approach might seem unconventional to some, but it&#8217;s a strategy that sophisticated investors understand.<\/p>\n\n\n\n<p><strong>Interviewer:<\/strong> Can you share how you&#8217;ve utilized infinite banking in your investments?<\/p>\n\n\n\n<p><strong>Lane:<\/strong> Sure. After starting my policy, I quickly began to use it for investing in real estate deals. I didn&#8217;t always have cash on hand, so I tapped into my policy&#8217;s cash value. This allowed me to participate in several deals without depleting my liquid assets. Over time, I&#8217;ve repaid the loans from my policy, replenishing the cash value and keeping it ready for future opportunities.<\/p>\n\n\n\n<p><strong>Interviewer:<\/strong> It sounds like infinite banking has been a crucial tool for your investing strategy.<\/p>\n\n\n\n<p><strong>Lane:<\/strong> Absolutely. It&#8217;s not just about having the funds available but also about the flexibility it offers. For example, during the pandemic, I had to inject personal funds into some projects. Having access to my policy&#8217;s cash value made this possible without a traditional capital call.<\/p>\n\n\n\n<p><strong>Interviewer:<\/strong> How do you manage the loans from your policy?<\/p>\n\n\n\n<p><strong>Lane:<\/strong> The key is understanding that it&#8217;s a tool for leveraging your investments. While the policy grows at a steady rate, the real opportunity is in using those funds to generate higher returns elsewhere. It&#8217;s a mindset shift from traditional financial planning, focusing on leveraging debt wisely to expand your investment portfolio.<\/p>\n\n\n\n<p><strong>Interviewer:<\/strong> Any advice for investors considering infinite banking?<\/p>\n\n\n\n<p><strong>Lane:<\/strong> Infinite banking is a powerful tool, especially for those who are actively investing and understand the value of leveraging their money. It&#8217;s not just about the growth within the policy but how you can use it to fuel further investments. It&#8217;s about strategic financial management and making your money work harder for you.<\/p>\n\n\n\n<p><strong>Interviewer:<\/strong> Lane, thank you for sharing your insights on infinite banking and how it&#8217;s played a role in your investment strategy. For those interested in learning more about Lane&#8217;s work, check out Simple Passive Cash Flow.<\/p>\n\n\n\n<p><strong>Lane:<\/strong> Thanks for having me. It&#8217;s always great to share how these strategies can work in real-life investing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I tell you all the time that investors LOVE infinite banking (IBC), and our guest today is a perfect example of that! Lane Kawaoka is the founder of Simple Passive Cash Flow and has been in real estate investing for over a decade. He started in single and multi-family properties and now focuses on large <a href=\"https:\/\/moneyripples.com\/money-ripples-st\/?p=4286\" class=\"more-link\">&#8230;<span class=\"screen-reader-text\">  How This Real Estate Syndicator Uses Infinite Banking with Lane Kawaoka<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":4287,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4286","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cashflow-expert"],"acf":[],"rttpg_featured_image_url":{"full":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",1280,720,false],"landscape":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",1280,720,false],"portraits":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",1280,720,false],"thumbnail":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators-150x150.jpg",150,150,true],"medium":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators-300x169.jpg",300,169,true],"large":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators-1024x576.jpg",1024,576,true],"tf-client-image-size":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",120,68,false],"1536x1536":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",1280,720,false],"2048x2048":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators.jpg",1280,720,false],"bloom_image":["https:\/\/media.moneyripples.com\/wp-content\/uploads\/2022\/02\/19113544\/INFINITE-BANKING-Real-Estate-Syndicators-610x343.jpg",610,343,true]},"rttpg_author":{"display_name":"Danielle Hollembaek","author_link":"https:\/\/moneyripples.com\/money-ripples-st\/author\/daniellehollembaekgmail-com"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/moneyripples.com\/money-ripples-st\/?cat=1\" rel=\"category\">Cash Flow Expert<\/a>","rttpg_excerpt":"I tell you all the time that investors LOVE infinite banking (IBC), and our guest today is a perfect example of that! Lane Kawaoka is the founder of Simple Passive Cash Flow and has been in real estate investing for over a decade. He started in single and multi-family properties and now focuses on large&hellip;","_links":{"self":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/4286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4286"}],"version-history":[{"count":2,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/4286\/revisions"}],"predecessor-version":[{"id":10340,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/posts\/4286\/revisions\/10340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=\/wp\/v2\/media\/4287"}],"wp:attachment":[{"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneyripples.com\/money-ripples-st\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}